Become a KongaPay Merchant

Get access to amazing features that will make your life as a merchant easy.

We make it easy to accept payment from your users.

  • Offer your customers a seamless payment experience on your platform.
  • Use KongaPay to process online and offline transactions.
  • Take advantage of our recurring and subscription billing services.
  • Receive payment via QR codes on social media and offline.
  • Monitor your transactions real time.
  • Hierarchical user account creation and management.
  • It's a POS and more!


Our prices have been crafted with you in mind.

Receive Payment

  • No Setup Fee
  • 1.55% Per transaction

  • Web SDK
  • Mobile SDK (iOS, Android)

Bulk Payout

  • No Setup Fee
  • ₦50 Per transaction

  • API Ready
  • Reporting

Digital Goods

  • No Setup Fee
  • 1% commission back

  • API Ready
  • Reporting

Integrate our service on your website/app with ease.

View our various SDK (Software Development Kit) documentations below.

KongaPay is a safe and secure payment method and can be regarded as the preferred online payment platform in Nigeria. KongaPay was created in partnership with leading banks in Nigeria to ensure trust and safety for buyers and sellers. Though created to meet the needs of shoppers on, KongaPay services have expanded beyond those walls to meet the needs of Nigerians seeking a payment solution that is accessible, affordable, convenient, easy to use and secure. KongaPay is convenient and easy to use, it puts customers in total control, and you need not worry about signing up for internet banking, repeatedly applying card details, or having to grapple with bank transaction charges. Today, KongaPay offers the following services; Bank transfers (with ZERO transaction fee), Airtime Purchase (MTN, Globacom, Etisalat and Airtel), TV Subscription fee payment (GOTV & DSTV), purchases on online platforms such as,, Kounty Kitchen (,,, etc. Offline stores are not left out as KongaPay offers the service called MPOS which turns every mobile phone into a POS machine! Some of our offline partners include Mr Biggs, CityDia Superstores and Café Neo. KongaPay also offers free account setup and cheap pricing for merchants. The Payment Solution is available on The Web (Mobile and Desktop), IOS and Android devices. This means that you can access the application at home, at work, or even on the go. To get started, simply register your preferred bank via the Mobile App or website, validate, and log in to being transacting. Gone are the days of traditional modes of payments which involved cash and cheques etc. With advancement in technology and the introduction of e-commerce, different methods of online payments have been introduced and have been embraced over the years as people are now more informed as to the ease and convenience of online payments, which is one of the numerous benefits of using KongaPay. So if you are looking for a mobile online and offline solution that is convenient, easy to use, incurs zero cost when transferring and receiving money, and 100% security, KongaPay has it all.