Building Trust, Enabling Growth, Transforming Finance

Building a financial ecosystem that works for everyone, powered by innovation and driven by trust

About KongaPay

Pay with Trust. Grow with Confidence

KongaPay began as a bold idea from one of Nigeria's leading e-commerce giants — Konga. The vision: to build a safe, seamless, and secure way for customers to transact online. What started as a simple escrow solution for Konga's marketplace has now grown into a powerful fintech platform serving individuals, small businesses, and enterprises across Nigeria.

Backed by a Central Bank of Nigeria mobile money license acquired through the strategic acquisition of Zinternet, KongaPay has spent years quietly innovating behind the scenes, building tools, expanding offerings, and simplifying how people move, save, and manage money.

Today, KongaPay is more than a wallet. It's a full-scale financial operating system that supports everything from bill payments and POS access to enterprise-grade APIs and cross-border transfers — empowering users at every stage of their financial journey.

KongaPay is trusted by tens of thousands of users and counting. Whether you're sending money to a loved one or running a business at scale, KongaPay is built to grow with you

Why We Exist

Our guiding principles that drive everything we do

Our Purpose

We exist to increase access to all the financial technology space has to offer for all Africans

Our Mission

To create innovative and accessible financial solutions that improve ease of transactions, enhance financial inclusion, and unlock economic growth

Our Vision

To be the engine of trade and commerce in Africa

Our Journey

From a simple escrow solution to a full-scale financial ecosystem

2014

The Foundation

Konga acquires Zinternet — a CBN-licensed Mobile Money Operator laying the foundation for what would later become KongaPay. This acquisition positioned Konga to extend secure payment solutions beyond e-commerce, and into everyday financial life

2014

Birth of KongaPay

KongaPay officially launches as the mobile money arm of Konga. With a fresh brand and a streamlined application, it quickly becomes the go-to method for online transactions on the Konga marketplace — helping individuals transfer money, pay bills, and shop with confidence

2016

From Escrow to Ecosystem

What began as an escrow solution transforms into a broader payment platform. KongaPay expands its mission, supporting both marketplace customers and offline merchants with simple, secure, and fast financial tools

2018

A Strategic Merger

Konga merges with Yudala, another major retail player. Though initially a change in ownership and brand colors, this moment sets the stage for deeper transformation in the years ahead

The Years That Follow

Rebranding & Reinvention

KongaPay undergoes a major brand refresh — with a new look and feel, and a reimagined application experience tailored for both individual and business users.

The Evolution Continues

From Product to Platform

The platform continues to evolve into a robust financial ecosystem. Key milestones include:

Launch of business-focused solutions like POS access for unregistered businesses
Inventory management tool
Cross-border transaction capabilities
Support for bulk and third-party payments

KongaPay becomes a trusted financial partner across Nigeria, powering everything from everyday transactions to enterprise growth

Today

A Growing Movement

KongaPay now serves a rapidly growing base of users nationwide. With intuitive mobile apps, enterprise integrations, and financial products designed for the realities of everyday Nigerians, KongaPay is building a future where everyone can pay with trust, and build with confidence